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by Alex Mikulich Ph.D.
A stunningly appealing brand new item is on offer by at the least four banks nationwide. The product—to use an overly respectful term—is known as a Direct Deposit Advance (DDA). The problem: DDAs work exactly like a predatory payday loan and look like even more misleading.
Those who have their paycheck or social protection advantages check deposited straight into their bank account with either Wells Fargo, United States Bank, Fifth Third, or areas are at risk of this deceptively easy form of the cash advance. Areas, situated in Birmingham, Alabama is pushing its Advance that is“Ready Gulf Southern states.
DDAs are appealing because banking institutions cause them to become very easy to reach a branch, an ATM, or higher the telephone, each day a seven days a week day.